> For the complete documentation index, see [llms.txt](https://fundi-finance-1.gitbook.io/fundi-finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://fundi-finance-1.gitbook.io/fundi-finance/what-is-fundi-finance-llc/current-market-problems.md). # Current Market Problems ## REAL ESTATE ILLIQUIDITY Real estate is only liquid at the point of purchase or sale and often results in the loss of ownership ## LIMITED FUNDING & INVESTMENT OPTIONS Real estate investment is very corporate in the global markets. The thresholds for entry are high, and the amount of immediate capital liquidity is limited. Retail investors often find the process challenging and out of the price range to the threshold, therefore resulting in the limited discovery of suitable developments. ## GLOBAL REMITTANCE In 2020, the Global Market Cap was around $700 million and a good percentage of it was used for real estate transactions. The average fee ranges from 5 to10 %; the average transaction can take five days and even longer for large sums. ## HIGH COST The cost of real estate sales or management costs are often between 6- 10% of the property value, with average commission at $7,000 for a $300,000 real estate asset. In some cases, there is an additional 5-10 % fee for money transfer. ## PRIVATE MARKETS Real estate is still heavily burdened with reliance on private markets, where there is no public or decentralised exchange for assets, and evolution has stagnated. In effect, this gives little price discovery and often constricts sales or investments within a very small geographic vicinity for an asset. --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://fundi-finance-1.gitbook.io/fundi-finance/what-is-fundi-finance-llc/current-market-problems.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.